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Reduce Direct Labor Expense

Eliminate paper and dependency on hard files.
Replace hard files with electronic files and disclosures that leverage E-sign and E-recording legislation. Adhere to MISMO and MERS data standards.
Deploy a robust set of proprietary process architecture tools that provide the step-level documentation necessary to define an optimized loan origination and production environment.
Design and build an orchestration layer (Loan Builder®) that consists of best-of-breed business rules management system (BRMS) and business process management (BPM) software to automate key business decisions and push work to the right person at the right time.
Automate internal and external communication via Loan Builder®.
Leverage the monitoring and reporting capabilities of Loan Builder® to ensure that top down process architecture discipline is maintained.
Eliminate functional divisions of labor and replace with a cross-functionally trained workforce that mitigates the impact of cyclicality.
Offload appraisal, title and closing quality control to a client-owned vendor management captive.